The road leading to a goal does not separate you from the destination; it is essentially a part of it. ~ Charles DeLint
What would your life be like, if you were totally free from mortgage debt?
The great Kiwi dream is to own your own home. In fact we are among the highest in home ownership in the western world. But what does owning a home really mean... do you really want to own your home or just the front door?
For most home owners the thought of being mortgage free and owning their home is a "pipe dream". What if, being mortgage free was achievable? What if you could be mortgage free quicker and it didn't have a huge impact on your current lifestyle? Would you be interested in making your dream a reality?
Fork in the Road
Thousand's of homeowners are in the same situation as you. They too have signed up for a life of debt and accepted it as part of home ownership... but it
doesn't have to be that way. Imagine you're at a fork in the road, one sign reads FOREVER IN DEBT the other sign reads BE MORTGAGE FREE. What road will you take?
FOREVER IN DEBT
How old will you be in 30 years? Is that how long you want to wait, to do the things you always wanted to do? Financial pressure is a huge strain on families and, in fact, mortgage stress or debt stress is one of the reasons many families experience conflict.... Many people have sleepiness nights worrying about debt, lying in bed with their minds racing and anxious about how they are going to make the next bill payment, mortgage payment or credit card payment.
So the question is: are you going to put up with this - for what amounts to be almost your entire life -
or are you going to do something about it?
BE MORTGAGE FREE
Will you choose to walk down the path of BE MORTGAGE FREE? If your answer is a resounding "Yes" then we can help. And we promise you that we're not here just to give your dream of a debt free life "lip service". It won't be an “all care, no responsibility” approach with no thought or regard to what your goals, plans, needs and family's situation is.
When you set the goal to buy your home, no doubt you saved long and hard for the deposit and hunted high and low for the 'right' home. You wanted the home BUT not the mortgage... am I right?
Now is the time to set the new goal to... BE MORTGAGE FREE.
Imagine how life would be if you had paid your mortgage off 5 -10 years earlier than originally planned. You will now have some real choices - whether it is overseas holidays, a university education for your kids, spending time with family, renovating your home or saving for retirement.
Imagine having cash in your pocket, money in the bank and not feeling vulnerable when things don't go according to plan. Imagine a life of no financial stress because your usual $2,500+ mortgage payment is creating wealth for your family.
Imagine being mortgage free!.
The greatest danger for most of us is not that our aim is too high and we miss it, but that it is too low and we reach it. ~ Michelangelo
Your Financial Pathway
So what plan is required? What has to be done to fulfil your chosen financial pathway?
It's crazy and you've probably heard it before... many times, or maybe you've done it but it's tucked in a drawer somewhere. The simple truth is, in order to know what you want and where you see you and your family in the next 5 to 10 years is... wait for it... write down your goals, your dreams, your aspirations.
Sorry, but it's not a complicated, earth shattering revelation... which makes it even more exciting. Why? Because we can all do it!! It's so simple, yet one of the most powerful tools we can use. Imagine this scenario....
The car is packed and you're ready to go; from Auckland's Sky Tower to the Bluff - you're going to see it all.
You put the car in gear and off you go. First stop is the the thermal pools Rotorua. A little while into the trip you need to check the map because you've reached an intersection you're not familiar with. You panic for a moment because you realise you've forgotten your map.
But you say: 'the heck with it' because you know where you're going. You take a left, change the radio station and keep on going. Unfortunately, you never reach your destination. Too many of us treat goal setting the same way. We dream about where we want to go, but we don't have a map to get there.
What is a map? In essence, the written word. What is the difference between a dream and a goal? Once again, the written word.
Goal setting however, is more than simply scribbling down some ideas on a piece of paper. Our goals need to be complete and focused, much like a road map.
If you don't know where you are going, you will probably end up somewhere else. ~ Lawrence J. Peter
Disclaimer
Articles provided are for information purposes only. It is not an offer to enter into any Be Mortgage Free Limited products or services. Accordingly, you should not take any action in reliance of this article without considering your particular circumstances and taking appropriate professional advice from your Accountant and / or Solicitor. No right of action shall arise against Be Mortgage Free Limited, its related companies or any of their respective directors, officers or employees either directly or indirectly as a result of the information contained in this article in particular, Be Mortgage Free Limited is not responsible for any mistakes, omissions or errors in the article or matters arising due to changes to the law, products or services over time.
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